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Lexus Finance Center

Open Today! Sales: 9am-7pm

Call us at: (978) 739-8705


A leading provider of financing, vehicle protection, and payment protection programs through participating dealerships like ours, Lexus Financial Services is committed to providing a customer-focused solution to fit your lifestyle around North Andover, Peabody, and Danvers, MA.
Whether it’s competitive financing, or the peace of mind offered by one of their vehicle protection programs, Lexus Financial Services simplifies the financing and leasing process, so you have more time to savor life’s most enjoyable moments. Only Lexus Financial Services delivers the extraordinary level of customer care you have come to expect from Lexus.
Read on to learn what Lexus Financial Services can do for you!

Educational Lexus Finance Resources:


Our Lexus Finance Center in Danvers MA

Welcome to our Lexus Finance Center in Danvers! Once you’ve browsed through our selection of fabulous Lexus vehicles, you’ll want to find a payment plan that works for you.

Our team of financing professionals is here to make your search for a car loan or lease a streamlined and easy process, so you can focus on the excitement of driving your new car. They’ll consult with you to learn more about exactly what you’ll need to fit your lifestyle.


Leasing vs Buying

When you’ve made your decision on what Lexus model you’re bringing home, your next decision will be how you want to pay for it. You have two main options: buying and leasing.

If you like to be on the cutting edge of ever-evolving automotive technology, consider a lease that will let you swap in your current model for the latest model year every couple years.

Maybe you’re looking for a sturdy vehicle that will be with you for the long haul that you can personalize how you want. Then it sounds like buying is for you!

This chart will help outline some of the differences between buying and leasing:



  • You Own the Car
  • You Can Customize the Vehicle
  • Sell on Your Own Schedule
  • No Mileage Limits
  • Often Lower Monthly Payments
  • New Vehicle Every Couple Years
  • Possibility of Lower Down Payment
  • You’re Always Under Warranty

Helpful Financial Tools

You’re a busy person with a jam-packed schedule, so we want to make sure you can do that around and between your meetings or getting the kids to school. We have several convenient online tools that you can use to do everything from estimate your payments to apply for financing.


Payment Calculator

You can check out our useful payment calculator to get an idea of how much you’ll have to pay for your car each month. All you have to do is enter some information into our online form and you can start estimating your payments. Just enter the following information:

  • Your Desired Model’s Price
  • Down Payment
  • Monthly Payment
  • Annual Percentage Rate (APR)

You can adjust all these variables, and the calculator can give you a budget to shoot for when searching for your new car. However, remember, these are only estimates and not a guarantee of price. You won’t know your true payment plan until you get in touch with us!


Value Your Trade

Are you thinking of turning in your current vehicle to help pay for next vehicle, then you can use our online Value Your Trade tool. We use Kelley Blue Book® to give you a quick 30-minute estimate of what your vehicle might be worth. Simply give us a few pieces of information and we’ll get you an estimate—not a guarantee of value. All we’ll need is your trade-in’s:

  • Year
  • Make
  • Model
  • Mileage
  • Condition

After that we’ll ask for your contact information, so we can send you an estimate straight to your inbox. Once you’re ready, you can bring your trade-in to our dealership and we’ll give you a firm offer on your vehicle.


Apply for Credit Online

Thinking about your credit score? Our team is committed to helping anyone secure a payment plan that works for their situation. If you’re wondering about getting approved, just fill out the form on our website to apply to get pre-qualified before you head to the dealership.

Our online form will only take a few minutes and your data is protected by two-factor authentication. Once we review your information and let you know if you’re eligible for a loan, we can send you a credit report and you can shop for cars with rates tailored to you.


Buy and Sell Your Car Online

Life is busy, so when you’re ready to buy your next car and sell your current vehicle, consider doing it all online. We now offer fully online services through the AcceleRide store, which means you can do everything from the comfort of your couch, or from your office when the boss isn’t looking.


AcceleRide Store

Using the AcceleRide store means buying your car totally online in just a few simple steps:

  • Choose your favorite Lexus model that works best for everything from your morning commute to weekend adventures.
  • Pricing: We offer upfront pricing with quick and easy financing. Before you commit, we’ll send you a deal sheet outlining all the aspects of your purchase, so you can go through them with a fine-tooth comb.
  • Credit and Documents: Complete your credit application and upload a picture of your driver’s license—from there we’ll sent you a complete deal sheet.
  • Final Review: Once we have all the information, we’ll send you a complete deal sheet and all you’ll have to do is accept and sign.

If you live within 100 miles of our dealership, we even offer home delivery!


Sell Your Car Online

If you’re planning on a trade-in, we can give you a firm offer online in only a few simple steps:

  • Tell Us About Your Car: Scan your VIN barcode with your smartphone or type it in, answer a few questions about your car, and upload a few photos.
  • Get a Firm Offer: Once we have your information, we’ll review it and get in touch with you about our best offer.
  • Schedule Your Inspection: If you accept our offer, we’ll be in touch to schedule an inspection to confirm your car’s condition and transfer the title over.
  • Get Paid: Everything is done and we’ll cut you a check!

Contact or Visit Our Lexus Finance Professionals Today!

Ready to get started on your search for a great new Lexus for your commutes around North Andover, Peabody, and Danvers, Massachusetts? Check out our inventory online or stop by the showroom at Ira Lexus of Danvers to see what we have in stock. When you’ve selected a model you love, contact our finance center to find a great payment plan!

Ira Lexus of Danvers is located at: 101 Andover St • Danvers, MA 01923

Open Today! Sales: 9am-7pmService: 7am-7pm
Ira Lexus of Danvers 42.555335, -70.963748.